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+--- Thread: Anyone know how to get a "consumer score"? (/thread-166552.html)
Anyone know how to get a "consumer score"? - K8T - 06-25-2014 05:06 AM
I have no credit card, no mortgage, no car payment, no kids, no facebook, no twitter, no medications on file - all purchased in cash south of the border, all doctors visits done out of the country, no loans taken out ever, my phones are on no contract PAYGo plans with just purchasing a sim and buying a month of minutes with cash, even my business has always been cash based (I only go to the bank to put in enough money to pay the rent each month). How does a company 'score' me then as I read that they use all of these things to give online scores or "big data" scores like in the article below. So how can I possibly be scored?
https://finance.yahoo.com/news/the-secret-way-companies-are-using-big-data-to-score-you-135018683.html?bcmt_s=m#ugccmt-container
- darren m - 06-25-2014 05:07 AM
FFFFFFFSFFSA
- bdancer222 - 06-25-2014 05:21 AM
I have no idea what "consumer score" you are talking about .... or what possible value it would have.
Credit history is built with credit cards and loans. Rent, utilities, and similar monthly bills are not reported and don't count in your FICO score -- the credit score 90% of creditors use. If you have no credit history, you have no FICO score.
- Madman - 06-25-2014 05:27 AM
Honestly, they do.