how do you transfer a picture that's saved on the computer to your phone or camera memory chip?

[Bob T]

I'll depend on the phone and it's software. In general you need to email the photo to your phone, or an address that you can receive on your phone. Then open the attachment and (tricky, phone part) save the picture to your phone's photo album. Then you may need to transfer the photos to the card.
An eaiser thought is to hook up a camera to the computer, and using windows explorer copy the file (picture) to the camera's storage card, then take THAT to Walllyworld.