401k - I am 28, what is the "average" i should have in my 401k now?

[Star]

If you can afford to put the maximum in your account (I think it's $15,000), then the financial consultants will tell you to do so. Of course, there is risk in 401(k) - you could lose your capital. I think, by age 30, you should have approximately $30,000 in the 401(k) - assuming you started working at 21, then that means that you would have taken 9 years to put $30K, so that's a $3333/year (which, if you get 1 paycheck per month is $278/month).

As you get raises, you can put your raise into your 401(k) since you should be used to earning the salary you are currently earning (and can live comfortably on that salary).