What are the unintended consequences of government social insurance programs?

[Anjaree]

A group of German economists in Freiburg has developed a concept of a social market economy exactly to explain your point. Why we need social safety-net in a capitalist society. In layman term, a competition will cause looser as well as efficiency.Looser has to feed their family,kids have to go to school,wife has to go shopping. They have to move on. But how? New business,or to get a decent job can not be achieved overnight.It is the role of the state to take care of them, because it might hamper development and trigger the social unrest.The US has lower safety-net than Europe,because some people think the program might make Americans too lazy to go back to work.It had been lucky until 2008.But now unemployed persons have been increasing, and the duration of job seeking is expanded to over a year.That is part of the debts and deficits which are the main concern right now.