Car accident (insurance) issue, please help?

[JanessaCinn]

Call the police and file a report. ASAP. The "mall cop" isn't police, they are just the mall security. File a report with the police, give them all the information you have. The police will then look up the driver's information contact the other driver, write the report, etc... then you can order a copy of the actual police report, usually around $10 - but the officer might be willing to give you the preliminary data without the actual report for free since this info is generally traded at the scene. (Insurance information.)

Get your parents to help you since it was their car and you are a minor. Good luck.