am i saving enough for retirement?

[likepepsi]

First, I am a big believer in saving early for retirement and investing wisely.

That being said, the people who say you have to have a million dollars are people who profit when people save and invest their money, so they aren't exactly unbiased. People have been retiring for years with much less than a million and they aren't all starving and homeless, so clearly there is a way to survive.

Do not stress about it. You save what you can and invest it wisely. However much you manage to accumulate, you'll survive. If you have a lot, you'll have a lot more flexibility and if you don't have all that much, you'll have to be more disciplined. But you'll survive.

Remember, chances are as you go through your career you'll earn more money and be able to save more dollars each month.