I wonder if privatizing Social Security means a loss of money already paid in?

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There was a time when Social Security was a good idea and it made a lot of sense but it was never intended that it should be the only source for your retirement, it was only meant to subsidize your savings for retirement. At one time there was plenty of money in it to take care of the people who retired as they got only a portion of what they put in back and that left a surplus, but L. B. Johnson just couldn't keep is grimy little Democrat hands off all that extra money and made SS a part of the General Fund, so they the government could spend this surplus as they saw fit. They gave themselves raises, gave themselves pension plans, gave themselves medical plans and spent it on other things than its intended purpose. Now that the baby boomers are retiring, there is not enough money in the plan to pay even this small percentage of what they paid in back to them. So letting the government handle any of you retirement is a bad deal, the ones who started SS may have had good intentions and been honorable, but the ones in government now are neither.
The best thing to do in to be in charge of your own retirement and not let the government get there grimy little hands on it, they will end of taking a huge chunk in taxes anyway of which they will piss it away on their stupid earmarks or just steal it for themselves outright.