I just don't know what to think anymore?

[Kittysue]

No real girl is going to talk to a guy for a few years without ever seeing him like on cam on Skype or Facetime. Period. With all of the perverts targeting girls online, any real girl wants to make sure the guy she is talking to is the guy in the photos, not some fat 50 year old perv using pictures copied off some random guy's Facebook page
If she won't give you her phone number and won't Skype, she's a catfish. it's that simple
And in reality, she is probably a he. Most of the girls you meet talking sexually and sending photos are not girls at all - they are gay guys who pretend to be hot girls to get guys to talk to them