I REALLY need website help!!!?

[Jake]

Looks like you may need a fair amount of custom javascript, etc. which could get expensive.

There are a lot of cheap competent programmers available on freelance marketplaces like odesk.com or elance.com, you would put up a project for bid, much like the description above, I hear a lot of the serious programmers are in east europe, russia.

An alternative may possibly be switching to the Wordpress CMS which has a galaxy of plugins to add functionality, I'm sure you could get the account management automated with wordpress, though your specialized functions might need to still be custom coded, something like 17% of the top million sites are wordpress based, consequently there are lots of coders who know how to create custom plugins.