Invest on my own or stock broker?

[john]

Invest in mutual or exchange traded funds through an online investment company, like Fidelity or Vanguard. Plan on investing for the long haul, and don't trade out when your fund takes a little dip. Buy into an index fund, not an actively managed fund, with low expenses and no 12 b-1 fees, or front or back end fees. Vanguard has historically had low cost indexed mutual funds, that rival the low cost of other family of funds exchanged traded funds. You can easily find their web sites and see the many different funds available. Just remember that you are in this for the long haul. The market is in near record territory, so it might seem a little risky to invest at this time, but the real risk is not starting.