My 53 year old sister was paying her own health insurance.?

[Star]

She is self employed, and doing fine until Obamacare came into play. They took her insurance away. Now she has none. She went online to find insurance that they automatically lead you to provided by Obamacare, and there is a waiting list. Her daughter was under her policy, was recently ill, and could not afford to see a doctor.
Yesterday, I met a poor soul who was working at a local supermarket taking in the carts from the parking lot in the freezing cold. He has diabetes. No health insurance. He needs insulin and can't afford it. What's going on here?

[raina_vissora]

Insurance is not "provided by Obamacare". If your sister had a private policy before, there's nothing stopping her from buying a new policy either on the federal exchange or directly from the insurer. The only difference now is that having a sub-standard policy will incur a tax penalty.

[flower]

You dont make sense. If she was self-employed, was her policy cancelled because it did not comply with the new standards? She just buy another policy from the exchange or not. There is a waiting list for a certain plan on the exchange? Call the insurance company directly.

She is self employed, she ought to have money to see a doctor at a community clinic. Charges are about half of a private practice.

The poor soul may be eligible for Medicaid which would pay for his insulin.

I dont believe any of your story.

[justagrandma]

A lot of disinformation.
Your sister can still keep her insurance if she had a decent policy, if she only had catastrophic she was paying for something she most likely wouldn't use.
The ACA can be signed up for until March, and if she's on a waiting list then get on the list.
Her daughter wouldn't be on a cheap policy, that would be a family plan, and as a self employed person with, I'm assuming less than fifty full time employees, she wouldn't have been eligible for a group plan for herself either which means she way buy family insurance at full rate which is about fourteen thousand a year. She still has that option, and if she can afford that much on insurance, she can afford the costs of her daughters medicine. The soul at the supermarket probably make not even enough to qualify for insurance and needs Medicaid. Where I am many of those people are developmentally delayed too, and might need a social worker to get them the appropriate aid.

The ACA is primarily for middle class people without an alternative the very expensive private market.

[J M]

There is nothing preventing your sister from getting health insurance on the exchange. There is no "waiting list" and you are guaranteed to be accepted.

The poor soul working in the parking lot probably qualified for free healthcare under Medicaid expansion.

Reasonable insurance is available to everyone. All they have to do is sign up.

Your entire story is a lie.

[JD_Bugs]

You are spinning a tale, that's what is going on. The "poor soul" can get Medicaid or a low cost plan by visiting the Exchange. Your sister can get a policy as well by going to the Exchange and it will cover her daughter (if under 26). It is pure baloney that they are worse off now because of ObamaCare. Making up sad-luck stories is not going to fool many people anymore.