How can I start saving money in 2006 it's hard when I like to shop?

[satynmyst]

I can sympathize, as I've come to learn I can be an impulsive shopper. However, it's good to start a savings account or if you have one start adding to it! It can be as little as $25 every pay period. If you drink coffee out alot, then cut back to one a day or maybe two a week and put the money you would have spent into the bank. Same goes for eating out alot as you'll find that eating out once or twice a week really adds up in a months time! You could save $50 to $100 a month by just not eating out so much. As for the compulsive shopping, I would go with what another user said and ask yourself if you really need it, and how often you see yourself using it or wearing it. If it's just going to end up in the bottom of a closet, then you don't need to throw the money away.