Am I spoiled?

[Tanja]

It seems that you prefer not being spoiled which is very nice. I think the coolest people in the world have never been and will never be spoiled. You don't need to be spoiled to be able to show how attractive and how charming you are. Do you?

You should be proud of your parents. I used to be mad with my parents especially my dad who was so strict about anything and everything but now as an adult I am very very thankful for that and I plan on being very strict parent in the future as well..

Your parents are probably telling you stories about debts and troubles to prevent you from asking more than you really need at your current age. And they want to make sure you don't turn out spoiled because they know, to put it mildly, there's nothing really special about it.