How can I convince my parents!!!?

[Brandon W]

that's easy buy a pre paid card at wal mart. You can use it over the internet. It sounds like your mom doesn't have a problem using the card whether it's over the phone or internet even though banks protect you since they are insured. You just have to report the problem in a timely manner. Well no one wants to go through that anyways.

Assuming you can't get your mother to help, a trustworthy friend who is holding down a job would be happy to do it for a few bucks on the side (only offer the extra money if they are reluctant as some friends will just help you for free)