How can I start saving money in 2006 it's hard when I like to shop?

[youtholcog]

[tlfolz]

Go shopping and leave you charge card/ wallet at home. If you like something put it on a 24 hour hold and if you really want it go and buy it the next day. Therefore you will cut down on the impulsive buying that gives you a quick rush until you see the bills!

[odortiz]

be honest with yourself when you answer these questions:
do i really need this?
how often will i use this?
also helps in keeping clutter in control

[DiGGs]

Figure out a way you can put some money aside that you don't have access to.

Some people do a Christmas Club where you put in a set amount everytime you get paid and use the money for presents.

But ultimately you're really going to have to slow down and chill w/ the shopping a bit. :-)

[wish_geom]

1. Start writing all your expenses. ( Preferably
categorywise. )
2. Have a budget for the expenses and try to compare
and control with respect to the budget.
3. Learn to avoid impulsive buying.
4. Become more busy. If you have lot of free time
try:
Spend more time for Your hobbies, do Social work,
study some subject/language you like, write to
friends and near ones.
In general try to become a more active person:
There is much more fun in doing things than
simply having ( buying with money ) things.
5. Avoid watching TV if you get influened by Ads.
Learn about TV turn-off Network.
Try visiting sites like
http://www.adbusters.org/home
6. Donate some money to worthy social causes.
This will motivate you to curtail your spendings.

[susan g]

So money is not to be wasted ; it should be managed wisely. That can be applied to family finances.Many couples have found it good to sit down and calmly calculate a budget to see if a major purchase is
possible and wise.They have been further aided by the Bible reminder that unexpected events do occur.?(Ecclesiastes 9:11) This has helped them to avoid
impulse buying and long-term debts.
Proverbs 22:7 ,the Bible does not forbid borrowing or lending, it alerts us that borrowing needlessly can, in effect, enslave a person to as bnank or lender. Wise is the person who remembers that in these days so many are tempted to buy on credit, only to wind up in debt, paying high interest. Importance is to budget (luke 14:28-30 ;Proverbs 31:
14. Have that discipline and determination to do so.










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[satynmyst]

I can sympathize, as I've come to learn I can be an impulsive shopper. However, it's good to start a savings account or if you have one start adding to it! It can be as little as $25 every pay period. If you drink coffee out alot, then cut back to one a day or maybe two a week and put the money you would have spent into the bank. Same goes for eating out alot as you'll find that eating out once or twice a week really adds up in a months time! You could save $50 to $100 a month by just not eating out so much. As for the compulsive shopping, I would go with what another user said and ask yourself if you really need it, and how often you see yourself using it or wearing it. If it's just going to end up in the bottom of a closet, then you don't need to throw the money away.

[sdj]

Pay yourself first before paying bills and shopping. At least 10% of your check. Put it in a savings account that you can't take out until you have saved the amount you want to save. You could have it deducted from your check so you dont spend on shopping.

[MortgageGuy]

Simple! Just go make more money than you spend. Trust me, it's easier to make more money than to cut down on shopping. For real, my personal experience. The trick is don't shop more than you already have.

[Diamond Girl]

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